Last updated: 6th October 2026
1.1 Wealth Of Wisdom (“WOW”) is run by WOWISE - FZCO, a free zone company in Dubai Silicon Oasis, Dubai, United Arab Emirates. In these terms, “WOW”, “we”, “us” and “our” mean that company, and “you” means the person using the service.
1.2 These terms govern your use of the website at wealthofwisdom.io (the “website”), the emails we send, the Learning Lab, project updates and any related features we provide (together, the “service”).
1.3 By visiting the website or subscribing, you accept these terms and agree to be bound by them. If you do not agree to them, do not use the service.
1.4 Our Disclaimer forms part of these terms. If you hold an Access Pass, the Access Pass Terms also apply to you (see section 5). Our Privacy Policy and Cookie Notice explain how we handle personal data and cookies.
2.1 WOW publishes education and information about crypto and digital-asset markets, on the website and by email. Some of it is open to everyone, and some is available only to members who hold the relevant access.
2.2 We may add, change, suspend or withdraw any part of the service, including its content, structure and schedule.
2.3 We may suspend the service temporarily for maintenance, security or technical reasons, and will keep any interruption as short as we reasonably can.
3.1 You must be at least 18 years old to use the service. By using it, you confirm that you are 18 or over and have the legal capacity to accept these terms.
3.2 You are responsible for making sure your use of the service is lawful where you live. The service is not intended for use in any jurisdiction where it, or any part of its content, would be unlawful. If that applies to you, you must not use it.
3.3 You confirm that you are not subject to sanctions, or on any sanctions list, that would prohibit us from providing the service to you. We may refuse, suspend or end the service where sanctions laws require.
4.1 Accounts are managed on beehiiv. You sign in with a code or link sent to your email address, and there is no password. You agree to give us accurate information, including an email address you control, and to keep it up to date. Because access depends on your email account, you must keep that account secure.
4.2 We may treat activity on your account as yours unless and until you tell us that your email or account has been compromised. Tell us as soon as you reasonably can at [email protected].
4.3 Any access we give you is personal to you. You must not share sign-in codes or links, or give anyone else access to content that is available to you only because of your access.
5.1 Nothing is sold on this website. Access Passes are not sold here, and we take no payments here.
5.2 If you already hold an Access Pass, the access it gives you on this website is granted by WOW, in line with our records of your pass. Your pass continues to be governed by the Access Pass Terms. If those terms and these terms conflict on any matter concerning your pass, the Access Pass Terms apply.
5.3 If you bought the Learning Lab from us, your access to it on this website is also granted by WOW.
6.1 All content in the service, including articles, courses, project updates, emails, graphics, images, data compilations, and the selection and arrangement of all of these, is owned by WOW or licensed to us, and is protected by copyright and other intellectual property laws.
6.2 We grant you a personal, non-exclusive, non-transferable, revocable licence to access and read the content available to you, for your own personal, non-commercial use. This licence ends when your access ends or these terms end. Nothing in these terms transfers any intellectual property rights to you.
6.3 Subject to sections 6.4 and 6.5, you must not redistribute, republish, resell, syndicate or systematically copy any content from the service without our prior written consent. In particular, you must not forward, post or otherwise make available any content that is available only to members, including project updates and Learning Lab courses, to anyone who does not hold that access.
6.4 You may forward to another individual, in its original form, a complete email that we sent to all our subscribers. This does not extend to member-only content, or to systematic or commercial redistribution.
6.5 You may quote brief extracts of our content for commentary, criticism or review, provided you credit WOW as the source and, where you quote online, link to wealthofwisdom.io. This does not extend to reproducing full articles, courses or updates.
6.6 The names “WOW” and “Wealth Of Wisdom” and our logos are our trade marks. You must not use them without our prior written consent, except to refer accurately to the service.
6.7 We expressly reserve all rights in the content of the service for the purposes of Article 4(3) of Directive (EU) 2019/790 and any equivalent law in any jurisdiction. Text and data mining, scraping, and any use of content from the service to train, fine-tune or develop machine-learning or artificial-intelligence models or systems are prohibited without our prior written consent.
6.8 If you believe content on the service infringes your rights, email [email protected] with details of the work, where the material appears, and your contact details. We will review complaints and remove material where appropriate.
7.1 You must not use the service for any unlawful purpose or in breach of any applicable law or regulation.
7.2 You must not, without our prior written consent:
7.3 You must not in any circumstances:
7.4 If you breach this section 7, we may suspend or end your access under section 14, and we reserve all our other rights and remedies.
8.1 You may send us contributions, for example replies to our emails, questions about a project, testimonials and other messages (together, “your content”).
8.2 You keep ownership of your content. You grant us a perpetual, irrevocable, worldwide, royalty-free, sublicensable and transferable licence to use, reproduce, store, adapt, edit, excerpt, combine with other material, publish and distribute your content, in whole or in part, in any media now known or developed later, for any purpose connected with the service or our business. We may do so without crediting you, notifying you or paying you, and we are under no obligation to publish any of it. To the fullest extent permitted by law, you waive, and agree not to assert, any moral rights in your content. This licence survives the end of these terms.
8.3 We will only publish a testimonial attributed to you with your consent, given expressly and specifically for that use. It is never implied: sending us a message, replying to one of our emails or posting about us publicly is not consent to be quoted. You may withdraw your consent for future use at any time, and we will stop using the testimonial in new material within a reasonable period, although we need not recall or amend material already published. We will not publish any testimonial that describes investment returns, trading results or financial outcomes, or that presents our content as advice.
8.4 Questions you send us, including replies to project updates, may be answered, if at all, editorially and for the wider readership or a project’s holders. We do not give individual responses about your personal circumstances, portfolio or prospective transactions.
8.5 We may use suggestions, ideas and other feedback about the service freely and without obligation or payment to you.
8.6 You confirm that your content is your own, is lawful and does not infringe anyone else’s rights. You must not send us content that is defamatory, misleading or obscene, or that contains confidential or price-sensitive information you are not free to share.
9.1 The service is delivered using third-party providers, including beehiiv, which runs the website, sign-in and email delivery. Your use of their services is also subject to their own terms and policies.
9.2 The service may contain links to third-party websites, products or services, and may discuss third-party projects. We do not control them, we do not endorse them, and we are not responsible for their content, availability, security or practices. Your dealings with any third party, including any project we write about, are between you and that third party.
10.1 Everything we publish, including courses and project updates, is provided for information and education only. It is not financial, investment, legal, tax or other professional advice.
10.2 Nothing in the service is an offer, solicitation or invitation to buy, sell or hold any cryptoasset, token, security, financial instrument or other product, and nothing in it is a personal recommendation to you. We do not know your circumstances, and our content is not tailored to them.
10.3 Crypto and other markets carry significant risk, including the risk of losing everything you put in. Any decision you make, and its result, is yours alone. If you are unsure, take advice from a professional adviser who is authorised where you live.
10.4 Our Disclaimer forms part of these terms. Please read it before acting on anything we publish.
11.1 To the fullest extent permitted by law, the service is provided “as is” and “as available”. We do not promise that the service will be uninterrupted, timely, secure or error-free, that content will be accurate, complete or current, or that the service will be fit for any particular purpose.
11.2 Email delivery depends on systems outside our control, including your email provider and spam filtering. We do not promise that any email will reach your inbox or arrive at a particular time.
11.3 If you are a consumer, nothing in this section 11 excludes the standards that apply to digital content and services under the law of your country, including that they are as described and provided with reasonable care and skill. Nothing in this section 11 limits section 12.4.
12.1 Our total liability to you arising out of or in connection with the service and these terms, whether in contract, tort (including negligence) or otherwise, is limited to USD 100.
12.2 We are not liable for any indirect or consequential loss, loss of profit, loss of revenue, loss of opportunity or loss of data.
12.3 We are not liable for any trading or investment losses, or any other loss you suffer from decisions you make in reliance on content in the service. Section 10 applies to all content.
12.4 Nothing in these terms excludes or limits any liability that cannot be excluded or limited under applicable law, including liability for fraud or fraudulent misrepresentation, or for death or personal injury caused by negligence. Nothing in these terms affects any statutory rights you have as a consumer that cannot be waived or limited by contract.
13.1 You agree to indemnify us against losses, damages and reasonable costs (including reasonable legal fees) that we incur because of a claim brought against us by a third party arising from your breach of these terms or your unlawful use of the service. This does not apply to the extent a loss is caused by our own breach or negligence.
13.2 This section 13 does not apply to you if you are a consumer.
14.1 We may suspend or end your access to all or part of the service if you materially breach these terms, if we reasonably suspect fraud or misuse (including sharing access or getting around access controls), or if the law requires it. Where practical, we will tell you why.
14.2 You may stop using the service at any time, and you can unsubscribe using the link in every email.
14.3 Sections 6 (other than the licence in section 6.2), 7, 8 to 13, 16 and 17 survive the end of these terms, together with any other provision which by its nature should survive.
15.1 We may update these terms from time to time. Minor changes, such as clarifications, corrections or changes that do not reduce your rights, take effect when we post the updated terms on the website.
15.2 If we make a material change that adversely affects you, we will tell you by email at least 30 days before it takes effect. If you continue to use the service after a change takes effect, you accept the updated terms. If you do not accept them, you must stop using the service.
16.1 These terms, and any dispute or claim arising out of or in connection with them or the service, are governed by the laws of the Emirate of Dubai and the applicable federal laws of the United Arab Emirates.
16.2 The courts of Dubai have non-exclusive jurisdiction over any such dispute or claim.
16.3 If you are a consumer, nothing in this section 16 deprives you of the protection of the mandatory laws of the country where you habitually reside, or of any right under those laws to bring proceedings in that country’s courts. We will only bring proceedings against a consumer in the courts of the country where they habitually reside.
16.4 This section 16 does not change the governing law or dispute terms in the Access Pass Terms, which continue to apply to matters concerning your pass.
16.5 If you have a problem, please contact us first at [email protected]. Most issues can be resolved quickly and informally.
17.1 These terms, together with the Disclaimer and, if you hold an Access Pass, the Access Pass Terms, are the entire agreement between you and us about the service, and replace any earlier understanding about it.
17.2 If any provision of these terms is found invalid or unenforceable, it will be modified to the minimum extent needed to make it enforceable or, if that is not possible, removed, and the rest of these terms will continue in full force.
17.3 If we do not enforce a right under these terms, that is not a waiver of it, and it does not prevent us enforcing it later.
17.4 We may assign or transfer our rights and obligations under these terms to an affiliate or to a successor in connection with a merger, acquisition, reorganisation or sale of the business, provided your rights are not reduced as a result. You may not assign or transfer yours.
17.5 We may give you notices by email to the address on your account, or by posting on the website. You may give us notices by email to the address in section 18. A notice we send to your email address is treated as received 24 hours after we send it, unless we receive a delivery failure.
17.6 No one other than you and us has any right to enforce any of these terms.
17.7 Neither of us is liable for delay or failure caused by events outside reasonable control, including the failure of third-party platforms or communications infrastructure.
18.1 Questions about these terms or the service: [email protected].
18.2 Operator: WOWISE - FZCO, a free zone company in Dubai Silicon Oasis, DIEZA trade licence no. 32022, Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates.